Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth
Aditya Birla Sun Life AMC Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,081 | +81 |
| 3 Years | ₹1,000 | ₹1,263 | +263 |
| 5 Years | ₹1,000 | ₹1,476 | +476 |
Calculated using the fund's annualised return since inception (8.1% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
183 securitiesTop 10 holdings make up 28.7% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 7.48% National Bank for Agriculture and Rural Development (15/09/2028) | Banks | — | 6.72% |
| Net Receivables / Payables | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 5.13% |
| TREPS | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 4.82% |
| 6.58% Indian Railway Finance Corporation Ltd. (30/05/2030) | Finance | — | 2.28% |
| 7.56% REC Ltd. (31/08/2027) | Finance | — | 2.25% |
| 7.28% REC Ltd. (31/08/2029) | Finance | — | 2.05% |
| 6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) | Finance | — | 1.87% |
| 7.42% State Bank of India (29/08/2039) | Banks | — | 1.83% |
| 7.70% Small Industries Development Bank of India (10/10/2029) | Banks | — | 1.77% |
| 7.44% National Bank for Agriculture and Rural Development (24/02/2028) | Banks | — | 1.77% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹8,439 Cr
Debt sector allocation
Total Value
₹7,600 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.66% |
| Beta | 1.08 |
| Sharpe Ratio | 0.53 |
| Sortino Ratio | 0.03 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.00 |
| Information Ratio | 0.03 |
| R-Squared | 92.05% |
| Max Drawdown | 0.00% |
| Upside Capture | 100.27% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Generate Reasonable Returns By Primarily Investing In Debt And Money Market Securities Thatare Issued By Banks, Public Sector Undertakings (Psus) And Public Financial Institutions (Pfis) Inindia.
Fund house
Aditya Birla Sun Life AMC Limited
Frequently asked questions
What is the NAV of Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth?
The NAV of Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth is ₹402.91 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth?
The expense ratio charged by Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth is 0.41%.
What is the Min. SIP of Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth?
The minimum SIP investment in Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth is ₹1,000 per month.
What is the Min. Lumpsum of Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth?
The minimum lumpsum investment in Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth is ₹1,000.
What is the Exit Load of Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth?
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth does not charge an exit load.
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