Bank of India Banking & Financial Services Fund - Direct Plan - Growth
Bank of India Investment Managers Private Limited · Direct Plan · Growth
Fund overview
NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹4,365 | +-635 |
| 3 Years | ₹5,000 | ₹3,326 | +-1,674 |
| 5 Years | ₹5,000 | ₹2,535 | +-2,465 |
Calculated using the fund's annualised return since inception (-12.7% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
35 securitiesTop 10 holdings make up 53.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Banks | Large Cap | 11.54% |
| ICICI Bank Ltd | Banks | Large Cap | 10.41% |
| State Bank Of India | Banks | Large Cap | 8.77% |
| Shriram Finance Ltd | Financial Services | Large Cap | 4.83% |
| One 97 Communications Ltd | Financial Technology (Fintech) | Mid Cap | 4.04% |
| ICICI Prudential Asset Management Co Ltd | Capital Markets | Large Cap | 3.60% |
| Bank Of Baroda | Banks | Large Cap | 3.56% |
| Indian Bank | Banks | Large Cap | 3.15% |
| City Union Bank Ltd | Banks | Small Cap | 3.14% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 3.08% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹249 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹237 Cr
Exit load, stamp duty & tax
30-Jan-26
NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | -- |
| Beta | -- |
| Sharpe Ratio | -- |
| Sortino Ratio | -- |
| Treynor Ratio | -- |
| Jensen's Alpha | -- |
| Information Ratio | -- |
| R-Squared | -- |
| Max Drawdown | -- |
| Upside Capture | -- |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Long-Term Capital Appreciation By Investing Predominantly In Equity And Equity Related Instruments Of Banking And Financial Services Companies. However, There Is No Assurance That The Investment Objective Of The Scheme Will Be Achieved.
Fund house
Bank of India Investment Managers Private Limited
Frequently asked questions
What is the NAV of Bank of India Banking & Financial Services Fund - Direct Plan - Growth?
The NAV of Bank of India Banking & Financial Services Fund - Direct Plan - Growth is ₹9.06 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Bank of India Banking & Financial Services Fund - Direct Plan - Growth?
The expense ratio charged by Bank of India Banking & Financial Services Fund - Direct Plan - Growth is 1.68%.
What is the Min. SIP of Bank of India Banking & Financial Services Fund - Direct Plan - Growth?
The minimum SIP investment in Bank of India Banking & Financial Services Fund - Direct Plan - Growth is ₹1,000 per month.
What is the Min. Lumpsum of Bank of India Banking & Financial Services Fund - Direct Plan - Growth?
The minimum lumpsum investment in Bank of India Banking & Financial Services Fund - Direct Plan - Growth is ₹5,000.
What is the Exit Load of Bank of India Banking & Financial Services Fund - Direct Plan - Growth?
The exit load for Bank of India Banking & Financial Services Fund - Direct Plan - Growth is: NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M
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