Bank of India Consumption Fund - Direct - Growth
Bank of India Investment Managers Private Limited · Direct Plan · Growth
Fund overview
Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,182 | +182 |
| 3 Years | ₹5,000 | ₹5,567 | +567 |
| 5 Years | ₹5,000 | ₹5,980 | +980 |
Calculated using the fund's annualised return since inception (3.6% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
38 securitiesTop 10 holdings make up 50.1% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Bharti Airtel Ltd | Telecom - Services | Large Cap | 9.71% |
| ITC Ltd | Fast Moving Consumer Goods | Large Cap | 8.85% |
| Britannia Industries Ltd | Fast Moving Consumer Goods | Large Cap | 6.48% |
| Maruti Suzuki India Ltd | Automobiles & Components | Large Cap | 5.30% |
| Mahindra & Mahindra Ltd | Automobiles & Components | Large Cap | 4.66% |
| United Spirits Ltd | Beverages | Mid Cap | 4.52% |
| Dixon Technologies (India) Ltd | Consumer Durables | Mid Cap | 3.82% |
| TREPS | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 3.66% |
| TIPS Industries Ltd | Media, Entertainment & Publication | Small Cap | 3.07% |
| FSN E-Commerce Ventures Ltd | Retailing | Mid Cap | 2.93% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹346 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹326 Cr
Debt sector allocation
Total Value
₹0 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
20-Dec-24
Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | -- |
| Beta | -- |
| Sharpe Ratio | -- |
| Sortino Ratio | -- |
| Treynor Ratio | -- |
| Jensen's Alpha | -- |
| Information Ratio | -- |
| R-Squared | -- |
| Max Drawdown | -- |
| Upside Capture | -- |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Provide Longterm Capital Appreciation From An Actively Managed Portfolio Of Equity And Equity Related Securities Of Companies Engaged In Consumption And Consumption Related Sector Or Allied Sectors. However, There Is No Assurance That The Investment Objective Of The Scheme Will Be Achieved.
Fund house
Bank of India Investment Managers Private Limited
Frequently asked questions
What is the NAV of Bank of India Consumption Fund - Direct - Growth?
The NAV of Bank of India Consumption Fund - Direct - Growth is ₹10.68 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Bank of India Consumption Fund - Direct - Growth?
The expense ratio charged by Bank of India Consumption Fund - Direct - Growth is 1.52%.
What is the Min. SIP of Bank of India Consumption Fund - Direct - Growth?
The minimum SIP investment in Bank of India Consumption Fund - Direct - Growth is ₹1,000 per month.
What is the Min. Lumpsum of Bank of India Consumption Fund - Direct - Growth?
The minimum lumpsum investment in Bank of India Consumption Fund - Direct - Growth is ₹5,000.
What is the Exit Load of Bank of India Consumption Fund - Direct - Growth?
The exit load for Bank of India Consumption Fund - Direct - Growth is: Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M
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