Bank of India Short Term Income Fund-Direct Plan- Growth
Bank of India Investment Managers Private Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,339 | +339 |
| 3 Years | ₹5,000 | ₹6,087 | +1,087 |
| 5 Years | ₹5,000 | ₹6,940 | +1,940 |
Calculated using the fund's annualised return since inception (6.8% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
25 securitiesTop 10 holdings make up 60.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 6.94% Government of India (11/05/2036) | Govt-Sec | — | 11.63% |
| 7.6% Power Finance Corporation Ltd (13/04/2029) | Finance | — | 8.07% |
| 6.90% LIC Housing Finance Ltd (17/09/2027) | Finance | — | 7.65% |
| L&T Finance Ltd (19/03/2027) | Finance | — | 7.46% |
| 6.48% Government of India (06/10/2035) | Govt-Sec | — | 5.66% |
| Canara Bank (12/03/2027) | Banks | — | 5.62% |
| Small Industries Dev Bank of India (03/09/2027) | Banks | — | 5.41% |
| 7.6% Torrent Pharmaceuticals Ltd (19/01/2029) | Health Care | — | 4.58% |
| 8.9% Muthoot Finance Ltd (07/10/2027) | Finance | — | 3.87% |
| 8.40% Godrej Industries Ltd (27/08/2027) | Chemicals | — | 3.86% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹259 Cr
Debt sector allocation
Total Value
₹248 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.81% |
| Beta | 1.18 |
| Sharpe Ratio | -0.63 |
| Sortino Ratio | -0.43 |
| Treynor Ratio | -0.00 |
| Jensen's Alpha | -0.84 |
| Information Ratio | -0.51 |
| R-Squared | 73.65% |
| Max Drawdown | 0.00% |
| Upside Capture | 88.48% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Scheme Seeks To Generate Income And Capital Appreciation By Investing In A Diversified Portfolio Of Debt And Money Market Securities. However, There Can Be No Assurance That The Income Can Be Generated, Regular Or Otherwise, Or The Investment Objectives Of The Scheme Will Be Realized. The Scheme Is Not Providing Any Assured Or Guaranteed Returns.
Fund house
Bank of India Investment Managers Private Limited
Frequently asked questions
What is the NAV of Bank of India Short Term Income Fund-Direct Plan- Growth?
The NAV of Bank of India Short Term Income Fund-Direct Plan- Growth is ₹31.00 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Bank of India Short Term Income Fund-Direct Plan- Growth?
The expense ratio charged by Bank of India Short Term Income Fund-Direct Plan- Growth is 0.54%.
What is the Min. SIP of Bank of India Short Term Income Fund-Direct Plan- Growth?
The minimum SIP investment in Bank of India Short Term Income Fund-Direct Plan- Growth is ₹1,000 per month.
What is the Min. Lumpsum of Bank of India Short Term Income Fund-Direct Plan- Growth?
The minimum lumpsum investment in Bank of India Short Term Income Fund-Direct Plan- Growth is ₹5,000.
What is the Exit Load of Bank of India Short Term Income Fund-Direct Plan- Growth?
Bank of India Short Term Income Fund-Direct Plan- Growth does not charge an exit load.
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