DSP Banking and PSU Debt Fund - Direct Plan - Growth
DSP Investment Managers Private Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,076 | +76 |
| 3 Years | ₹1,000 | ₹1,247 | +247 |
| 5 Years | ₹1,000 | ₹1,444 | +444 |
Calculated using the fund's annualised return since inception (7.6% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
43 securitiesTop 10 holdings make up 37.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Banks | — | 4.96% |
| Union Bank of India | Banks | — | 4.59% |
| Bharti Telecom Ltd | Finance | — | 4.10% |
| GAIL (India) Ltd | Oil & Gas | — | 4.07% |
| Bharti Telecom Ltd | Finance | — | 4.02% |
| Small Industries Development Bank Of India | Banks | — | 3.96% |
| Export-Import Bank Of India | Banks | — | 3.94% |
| Small Industries Development Bank Of India | Banks | — | 3.87% |
| 7.08% Haryana SDL 26032039 | Govt-Sec | — | 3.79% |
| National Housing Bank | Banks | — | 2.96% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹2,590 Cr
Debt sector allocation
Total Value
₹2,583 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
14-Sep-13
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.91% |
| Beta | 1.49 |
| Sharpe Ratio | 0.33 |
| Sortino Ratio | -0.01 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.16 |
| Information Ratio | -0.01 |
| R-Squared | 92.16% |
| Max Drawdown | 0.00% |
| Upside Capture | 99.73% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Seek To Generate Income And Capital Appreciation Byprimarily Investing In A Portfolio Of High Quality Debt And Money Market Securities That Are Issued By Banks And Public Sector Entities/Undertakings. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
DSP Investment Managers Private Limited
Frequently asked questions
What is the NAV of DSP Banking and PSU Debt Fund - Direct Plan - Growth?
The NAV of DSP Banking and PSU Debt Fund - Direct Plan - Growth is ₹26.19 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by DSP Banking and PSU Debt Fund - Direct Plan - Growth?
The expense ratio charged by DSP Banking and PSU Debt Fund - Direct Plan - Growth is 0.34%.
What is the Min. SIP of DSP Banking and PSU Debt Fund - Direct Plan - Growth?
The minimum SIP investment in DSP Banking and PSU Debt Fund - Direct Plan - Growth is ₹100 per month.
What is the Min. Lumpsum of DSP Banking and PSU Debt Fund - Direct Plan - Growth?
The minimum lumpsum investment in DSP Banking and PSU Debt Fund - Direct Plan - Growth is ₹100.
What is the Exit Load of DSP Banking and PSU Debt Fund - Direct Plan - Growth?
DSP Banking and PSU Debt Fund - Direct Plan - Growth does not charge an exit load.
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