DSP Banking & Financial Services Fund - Direct - Growth
DSP Investment Managers Private Limited · Direct Plan · Growth
Fund overview
0.50% on or before 1M, Nil after 1M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,134 | +134 |
| 3 Years | ₹1,000 | ₹1,459 | +459 |
| 5 Years | ₹1,000 | ₹1,876 | +876 |
Calculated using the fund's annualised return since inception (13.4% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
35 securitiesTop 10 holdings make up 49.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Banks | Large Cap | 9.70% |
| HDFC Bank Ltd | Banks | Large Cap | 6.07% |
| Axis Bank Ltd | Banks | Large Cap | 5.70% |
| Cholamandalam Investment and Finance Company Ltd | Financial Services | Large Cap | 5.16% |
| State Bank Of India | Banks | Large Cap | 4.63% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 4.63% |
| Ujjivan Small Finance Bank Ltd | Banks | Small Cap | 4.57% |
| Shriram Finance Ltd | Financial Services | Large Cap | 4.47% |
| Bajaj Finance Ltd | Financial Services | Large Cap | 4.32% |
| Max Financial Services Ltd | Insurance | Mid Cap | 4.18% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹2,034 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹2,004 Cr
Exit load, stamp duty & tax
08-Dec-23
0.50% on or before 1M, Nil after 1M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | -- |
| Beta | -- |
| Sharpe Ratio | -- |
| Sortino Ratio | -- |
| Treynor Ratio | -- |
| Jensen's Alpha | -- |
| Information Ratio | -- |
| R-Squared | -- |
| Max Drawdown | -- |
| Upside Capture | -- |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Primary Investment Objective Of The Scheme Is To Seek To Generate Returns Through Investment Indomestic And Overseas Equity And Equity Related Securities Of Companies Engaged In Banking And Financial Services Sector.
Fund house
DSP Investment Managers Private Limited
Frequently asked questions
What is the NAV of DSP Banking & Financial Services Fund - Direct - Growth?
The NAV of DSP Banking & Financial Services Fund - Direct - Growth is ₹14.36 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by DSP Banking & Financial Services Fund - Direct - Growth?
The expense ratio charged by DSP Banking & Financial Services Fund - Direct - Growth is 0.81%.
What is the Min. SIP of DSP Banking & Financial Services Fund - Direct - Growth?
The minimum SIP investment in DSP Banking & Financial Services Fund - Direct - Growth is ₹100 per month.
What is the Min. Lumpsum of DSP Banking & Financial Services Fund - Direct - Growth?
The minimum lumpsum investment in DSP Banking & Financial Services Fund - Direct - Growth is ₹100.
What is the Exit Load of DSP Banking & Financial Services Fund - Direct - Growth?
The exit load for DSP Banking & Financial Services Fund - Direct - Growth is: 0.50% on or before 1M, Nil after 1M
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