DSP Credit Risk Fund - Direct Plan - Growth
DSP Investment Managers Private Limited · Direct Plan · Growth
Fund overview
3% on or before 12M, Nil after 3M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,091 | +91 |
| 3 Years | ₹1,000 | ₹1,300 | +300 |
| 5 Years | ₹1,000 | ₹1,548 | +548 |
Calculated using the fund's annualised return since inception (9.1% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
25 securitiesTop 10 holdings make up 59.5% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 6.94% GOI 11052036 | Govt-Sec | — | 10.85% |
| TREPS / Reverse Repo Investments | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 7.98% |
| Kotak Mahindra Bank Ltd | Banks | — | 7.50% |
| Aditya Birla Digital Fashion Ventures Ltd | Retailing | — | 6.18% |
| Nuvoco Vistas Corporation Ltd | Construction | — | 6.09% |
| Adani Airport Holdings Ltd | Infrastructure | — | 6.08% |
| GMR Airports Ltd | Infrastructure | — | 5.05% |
| JTPM Metal Traders Ltd | Others | — | 4.97% |
| Tata Housing Development Co Ltd | Real Estate | — | 4.80% |
| Aditya Birla Renewables Ltd | Power | — | 4.61% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹326 Cr
Debt sector allocation
Total Value
₹306 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
3% on or before 12M, Nil after 3M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 7.23% |
| Beta | -3.53 |
| Sharpe Ratio | 1.34 |
| Sortino Ratio | 27.92 |
| Treynor Ratio | -0.03 |
| Jensen's Alpha | 10.59 |
| Information Ratio | 0.32 |
| R-Squared | 8.20% |
| Max Drawdown | 0.00% |
| Upside Capture | 227.24% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Seek To Generate Returns Commensurate With Risk From A Portfolio Constituted Of Money Market Securities And /Or Debt Securities.
Fund house
DSP Investment Managers Private Limited
Frequently asked questions
What is the NAV of DSP Credit Risk Fund - Direct Plan - Growth?
The NAV of DSP Credit Risk Fund - Direct Plan - Growth is ₹60.86 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by DSP Credit Risk Fund - Direct Plan - Growth?
The expense ratio charged by DSP Credit Risk Fund - Direct Plan - Growth is 0.43%.
What is the Min. SIP of DSP Credit Risk Fund - Direct Plan - Growth?
The minimum SIP investment in DSP Credit Risk Fund - Direct Plan - Growth is ₹100 per month.
What is the Min. Lumpsum of DSP Credit Risk Fund - Direct Plan - Growth?
The minimum lumpsum investment in DSP Credit Risk Fund - Direct Plan - Growth is ₹100.
What is the Exit Load of DSP Credit Risk Fund - Direct Plan - Growth?
The exit load for DSP Credit Risk Fund - Direct Plan - Growth is: 3% on or before 12M, Nil after 3M
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