Franklin India Banking and PSU Debt Fund - Direct - Growth
Franklin Templeton Asset Management (India) Private Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,386 | +386 |
| 3 Years | ₹5,000 | ₹6,249 | +1,249 |
| 5 Years | ₹5,000 | ₹7,250 | +2,250 |
Calculated using the fund's annualised return since inception (7.7% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
35 securitiesTop 10 holdings make up 43.5% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 5.83% |
| 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) | Finance | — | 5.55% |
| 7.66% Maharashtra SDL (04-Mar-2047) | Govt-Sec | — | 5.37% |
| 7.65% Axis Bank Ltd (30-Jan-2027) | Banks | — | 4.65% |
| Mahindra & Mahindra Financial Services Ltd (3M Tbill + 210bps) (18-May-2029) $ | Finance | — | 4.54% |
| 7.70% National Bank For Agriculture & Rural Development (30-Sep-2027) | Banks | — | 4.42% |
| HDFC Bank Ltd (19-Nov-2026) | Banks | — | 4.38% |
| Indian Bank (04-Dec-2026) | Banks | — | 4.37% |
| Kotak Mahindra Bank Ltd (08-Jan-2027) | Banks | — | 4.34% |
| Bank of Baroda (06-Jan-2027) | Banks | — | 4.34% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹565 Cr
Debt sector allocation
Total Value
₹532 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
25-Apr-14
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.70% |
| Beta | 1.14 |
| Sharpe Ratio | 0.47 |
| Sortino Ratio | 0.00 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.04 |
| Information Ratio | 0.00 |
| R-Squared | 90.62% |
| Max Drawdown | 0.00% |
| Upside Capture | 100.00% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Fund Seeks To Provide Regular Income Through A Portfolio Of Debt And Money Market Instruments Consisting Predominantly Of Securities Issued By Entities Such As Banks, Public Sector Undertakings (Psus) And Municipal Bonds. However, There Is No Assurance Or Guarantee That The Objective Of The Scheme Will Be Achieved.
Fund house
Franklin Templeton Asset Management (India) Private Limited
Frequently asked questions
What is the NAV of Franklin India Banking and PSU Debt Fund - Direct - Growth?
The NAV of Franklin India Banking and PSU Debt Fund - Direct - Growth is ₹25.30 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Franklin India Banking and PSU Debt Fund - Direct - Growth?
The expense ratio charged by Franklin India Banking and PSU Debt Fund - Direct - Growth is 0.23%.
What is the Min. SIP of Franklin India Banking and PSU Debt Fund - Direct - Growth?
The minimum SIP investment in Franklin India Banking and PSU Debt Fund - Direct - Growth is ₹500 per month.
What is the Min. Lumpsum of Franklin India Banking and PSU Debt Fund - Direct - Growth?
The minimum lumpsum investment in Franklin India Banking and PSU Debt Fund - Direct - Growth is ₹5,000.
What is the Exit Load of Franklin India Banking and PSU Debt Fund - Direct - Growth?
Franklin India Banking and PSU Debt Fund - Direct - Growth does not charge an exit load.
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