Franklin India Retirement Fund - Direct - Growth
Franklin Templeton Asset Management (India) Private Limited · Direct Plan · Growth
Fund overview
3% on or beofre the 58Y of age, Nil after age of 58Y
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,094 | +94 |
| 3 Years | ₹1,000 | ₹1,308 | +308 |
| 5 Years | ₹1,000 | ₹1,565 | +565 |
Calculated using the fund's annualised return since inception (9.4% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
63 securitiesTop 10 holdings make up 53.9% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | Banks | — | 9.37% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 7.40% |
| 0.00% Jubilant Bevco Ltd (31-May-2028) | Others | — | 6.26% |
| 7.68% Small Industries Development Bank Of India (10-Aug-2027) | Banks | — | 5.42% |
| 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) | Finance | — | 5.37% |
| 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) | Finance | — | 5.35% |
| 7.90% LIC Housing Finance LTD (23-Jun-2027) | Finance | — | 5.33% |
| 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) | Banks | — | 5.25% |
| 0.00% Jubilant Beverages Ltd (31-May-2028) | Others | — | 4.17% |
| Canara Bank (30-Nov-2026) | Banks | — | 3.10% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹479 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹171 Cr
Debt sector allocation
Total Value
₹273 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
3% on or beofre the 58Y of age, Nil after age of 58Y
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 4.70% |
| Beta | 0.93 |
| Sharpe Ratio | 2.15 |
| Sortino Ratio | 0.08 |
| Treynor Ratio | 0.11 |
| Jensen's Alpha | 1.19 |
| Information Ratio | 0.12 |
| R-Squared | 92.15% |
| Max Drawdown | -1.16% |
| Upside Capture | 101.12% |
| Downside Capture | 78.39% |
Fund management
Scheme Details
Investment objective
The Scheme Aims To Invest In A Portfolio Of Equity / Equity Related Securities And Fixed Income Securities (Debt And Money Market Securities) With A View To Generating Regular Income Together With Capital Appreciation.
Fund house
Franklin Templeton Asset Management (India) Private Limited
Frequently asked questions
What is the NAV of Franklin India Retirement Fund - Direct - Growth?
The NAV of Franklin India Retirement Fund - Direct - Growth is ₹235.41 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Franklin India Retirement Fund - Direct - Growth?
The expense ratio charged by Franklin India Retirement Fund - Direct - Growth is 1.51%.
What is the Min. SIP of Franklin India Retirement Fund - Direct - Growth?
The minimum SIP investment in Franklin India Retirement Fund - Direct - Growth is ₹500 per month.
What is the Min. Lumpsum of Franklin India Retirement Fund - Direct - Growth?
The minimum lumpsum investment in Franklin India Retirement Fund - Direct - Growth is ₹500.
What is the Exit Load of Franklin India Retirement Fund - Direct - Growth?
The exit load for Franklin India Retirement Fund - Direct - Growth is: 3% on or beofre the 58Y of age, Nil after age of 58Y
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