HDFC Credit Risk Fund - Growth Option - Direct Plan
HDFC Asset Management Company Limited · Direct Plan · Growth
Fund overview
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,086 | +86 |
| 3 Years | ₹1,000 | ₹1,282 | +282 |
| 5 Years | ₹1,000 | ₹1,512 | +512 |
Calculated using the fund's annualised return since inception (8.6% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
93 securitiesTop 10 holdings make up 28.6% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| GMR Airports Ltd | Infrastructure | — | 4.87% |
| Nirma Ltd. | Consumer Staples | — | 3.94% |
| Indus Infra Trust | REIT/InvIT | — | 3.23% |
| Triumph Composites Private Ltd | Others | — | 3.12% |
| Jubilant Beverages Ltd | Others | — | 2.82% |
| ADITYA BIRLA RENEWABLES LIMITED | Power | — | 2.75% |
| Bamboo Hotel and Global Centre (Delhi) Private Ltd | Others | — | 2.63% |
| Jubilant Bevco Ltd | Others | — | 2.62% |
| Kalpataru Projects International Ltd | Infrastructure | — | 2.62% |
| 8.28% Tamilnadu SDL MAT 210228 | Govt-Sec | — | 2.33% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹7,631 Cr
Debt sector allocation
Total Value
₹6,802 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
25-Mar-14
Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.73% |
| Beta | 1.10 |
| Sharpe Ratio | 0.82 |
| Sortino Ratio | 0.32 |
| Treynor Ratio | 0.01 |
| Jensen's Alpha | 0.22 |
| Information Ratio | 0.19 |
| R-Squared | 77.04% |
| Max Drawdown | 0.00% |
| Upside Capture | 103.52% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Generate Income/Capital Appreciation By Investing Predominantly In Aa And Below Rated Corporate Debt. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
HDFC Asset Management Company Limited
Frequently asked questions
What is the NAV of HDFC Credit Risk Fund - Growth Option - Direct Plan?
The NAV of HDFC Credit Risk Fund - Growth Option - Direct Plan is ₹28.31 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by HDFC Credit Risk Fund - Growth Option - Direct Plan?
The expense ratio charged by HDFC Credit Risk Fund - Growth Option - Direct Plan is 1.01%.
What is the Min. SIP of HDFC Credit Risk Fund - Growth Option - Direct Plan?
The minimum SIP investment in HDFC Credit Risk Fund - Growth Option - Direct Plan is ₹100 per month.
What is the Min. Lumpsum of HDFC Credit Risk Fund - Growth Option - Direct Plan?
The minimum lumpsum investment in HDFC Credit Risk Fund - Growth Option - Direct Plan is ₹100.
What is the Exit Load of HDFC Credit Risk Fund - Growth Option - Direct Plan?
The exit load for HDFC Credit Risk Fund - Growth Option - Direct Plan is: Nil for 15% of Units, For excess of limits 1% on or before 12M and 0.50% after 12M but on or before 18M, Nil after 18M
.svg){kind=small}