HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan
HDFC Asset Management Company Limited · Direct Plan · Growth
Fund overview
NIL - Upon completion of Lock-in Period
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,170 | +170 |
| 3 Years | ₹1,000 | ₹1,602 | +602 |
| 5 Years | ₹1,000 | ₹2,194 | +1,194 |
Calculated using the fund's annualised return since inception (17.0% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
73 securitiesTop 10 holdings make up 41.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Banks | Large Cap | 7.36% |
| HDFC Bank Ltd | Banks | Large Cap | 6.93% |
| TREPS - Tri-party Repo | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 5.19% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 4.64% |
| Axis Bank Ltd | Banks | Large Cap | 4.43% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 4.39% |
| State Bank Of India | Banks | Large Cap | 2.89% |
| Maruti Suzuki India Ltd | Automobiles & Components | Large Cap | 2.85% |
| Bharti Airtel Ltd | Telecom - Services | Large Cap | 2.64% |
| Larsen & Toubro Ltd | Construction | Large Cap | 2.26% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹6,645 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹6,264 Cr
Exit load, stamp duty & tax
25-Feb-16
NIL - Upon completion of Lock-in Period
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 9.35% |
| Beta | 0.77 |
| Sharpe Ratio | 3.45 |
| Sortino Ratio | 0.31 |
| Treynor Ratio | 0.42 |
| Jensen's Alpha | 9.51 |
| Information Ratio | 0.28 |
| R-Squared | 91.44% |
| Max Drawdown | -2.10% |
| Upside Capture | 98.94% |
| Downside Capture | 30.99% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Provide Long-Term Capital Appreciation / Income By Investing In A Mix Of Equity And Debt Instruments To Help Investors Meet Their Retirement Goals. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
HDFC Asset Management Company Limited
Frequently asked questions
What is the NAV of HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan?
The NAV of HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan is ₹53.39 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan?
The expense ratio charged by HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan is 0.92%.
What is the Min. SIP of HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan?
The minimum SIP investment in HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan is ₹100 per month.
What is the Min. Lumpsum of HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan?
The minimum lumpsum investment in HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan is ₹100.
What is the Exit Load of HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan?
The exit load for HDFC Retirement Fund - Equity Plan - Growth Option - Direct Plan is: NIL - Upon completion of Lock-in Period
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