HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan
HDFC Asset Management Company Limited · Direct Plan · Growth
Fund overview
NIL - Upon completion of Lock-in Period
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,087 | +87 |
| 3 Years | ₹1,000 | ₹1,285 | +285 |
| 5 Years | ₹1,000 | ₹1,519 | +519 |
Calculated using the fund's annualised return since inception (8.7% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
49 securitiesTop 10 holdings make up 64.5% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 6.67% GOI MAT 171250 | Govt-Sec | — | 9.37% |
| TREPS - Tri-party Repo | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 8.57% |
| ICICI Bank Ltd | Banks | Large Cap | 7.90% |
| Larsen & Toubro Ltd | Construction | Large Cap | 7.43% |
| Mahindra Rural Housing Finance Ltd | Finance | — | 7.04% |
| 6.48% GOI MAT 061035 | Govt-Sec | — | 6.70% |
| 6.19% GOI MAT 160934 | Govt-Sec | — | 6.60% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 5.53% |
| 7.57% GOI MAT 170633 | Govt-Sec | — | 5.38% |
| 8.97% GOI MAT 051230 | Govt-Sec | — | 4.14% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹143 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹60 Cr
Debt sector allocation
Total Value
₹66 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
25-Feb-16
NIL - Upon completion of Lock-in Period
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 2.90% |
| Beta | 1.02 |
| Sharpe Ratio | 2.45 |
| Sortino Ratio | 1.85 |
| Treynor Ratio | 0.07 |
| Jensen's Alpha | 2.76 |
| Information Ratio | 0.66 |
| R-Squared | 83.85% |
| Max Drawdown | -0.57% |
| Upside Capture | 122.91% |
| Downside Capture | 47.89% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Provide Long-Term Capital Appreciation / Income By Investing In A Mix Of Equity And Debt Instruments To Help Investors Meet Their Retirement Goals. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
HDFC Asset Management Company Limited
Frequently asked questions
What is the NAV of HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?
The NAV of HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is ₹24.38 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?
The expense ratio charged by HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is 1.35%.
What is the Min. SIP of HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?
The minimum SIP investment in HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is ₹100 per month.
What is the Min. Lumpsum of HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?
The minimum lumpsum investment in HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is ₹100.
What is the Exit Load of HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?
The exit load for HDFC Retirement Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is: NIL - Upon completion of Lock-in Period
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