ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth
ICICI Prudential Asset Management Company Limited · Direct Plan · Growth
Fund overview
1% on or before 15D, NIL after 15D
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,704 | +704 |
| 3 Years | ₹5,000 | ₹7,424 | +2,424 |
| 5 Years | ₹5,000 | ₹9,662 | +4,662 |
Calculated using the fund's annualised return since inception (14.1% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
57 securitiesTop 10 holdings make up 62.4% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Banks | Large Cap | 13.84% |
| ICICI Bank Ltd | Banks | Large Cap | 13.46% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 9.36% |
| Axis Bank Ltd | Banks | Large Cap | 8.88% |
| State Bank Of India | Banks | Large Cap | 5.23% |
| SBI Life Insurance Company Ltd | Insurance | Large Cap | 3.15% |
| SBI Cards And Payment Services Ltd | Financial Services | Mid Cap | 3.09% |
| ICICI Lombard General Insurance Company Ltd | Insurance | Mid Cap | 2.77% |
| Bajaj Finserv Ltd | Financial Services | Large Cap | 2.63% |
| HDFC Life Insurance Company Ltd | Insurance | Large Cap | 2.63% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹10,774 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹10,459 Cr
Debt sector allocation
Total Value
₹160 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
1% on or before 15D, NIL after 15D
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 10.17% |
| Beta | 0.78 |
| Sharpe Ratio | 1.37 |
| Sortino Ratio | 0.44 |
| Treynor Ratio | 0.18 |
| Jensen's Alpha | 7.33 |
| Information Ratio | 0.34 |
| R-Squared | 88.74% |
| Max Drawdown | -2.71% |
| Upside Capture | 107.93% |
| Downside Capture | 69.18% |
Fund management
Scheme Details
Investment objective
To Generate Long-Term Capital Appreciation To Unitholders From A Portfolio That Is Invested Predominantlyin Equity And Equity Related Securities Of Companies Engaged In Banking And Financial Services. However, There Can Be No Assurance That The Investment Objective Of The Scheme Will Be Realized
Fund house
ICICI Prudential Asset Management Company Limited
Frequently asked questions
What is the NAV of ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth?
The NAV of ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth is ₹142.73 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth?
The expense ratio charged by ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth is 1.25%.
What is the Min. SIP of ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth?
The minimum SIP investment in ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth is ₹100 per month.
What is the Min. Lumpsum of ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth?
The minimum lumpsum investment in ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth is ₹5,000.
What is the Exit Load of ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth?
The exit load for ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth is: 1% on or before 15D, NIL after 15D
.svg){kind=small}