Kotak Banking and PSU Debt Direct - Growth
Kotak Mahindra Asset Management Company Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,079 | +79 |
| 3 Years | ₹1,000 | ₹1,257 | +257 |
| 5 Years | ₹1,000 | ₹1,464 | +464 |
Calculated using the fund's annualised return since inception (7.9% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
60 securitiesTop 10 holdings make up 35.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Power Finance Corporation Ltd. | Finance | — | 6.90% |
| Triparty Repo | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 5.98% |
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT | Banks | — | 4.15% |
| Power Grid Corporation of India Ltd. | Power | — | 3.36% |
| HDFC BANK LTD. | Banks | — | 3.19% |
| CANARA BANK | Banks | — | 3.08% |
| STATE BANK OF INDIA. | Banks | — | 2.94% |
| INDIAN OIL CORPORATION LTD. | Commodity | — | 2.93% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 2.76% |
| REC LTD | Finance | — | 2.73% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹4,761 Cr
Debt sector allocation
Total Value
₹4,347 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.73% |
| Beta | 1.19 |
| Sharpe Ratio | 0.75 |
| Sortino Ratio | 0.22 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | 0.15 |
| Information Ratio | 0.24 |
| R-Squared | 91.43% |
| Max Drawdown | 0.00% |
| Upside Capture | 102.98% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Generate Income By Predominantly Investing In Debt & Money Market Securities Issued By Banks, Public Sector Undertaking (Psus), Public Financial Institutions (Pfi), Municipal Bonds And Reverse Repos In Such Securities, Sovereign Securities Issued By The Central Government And State Governments, And/Or Any Security Unconditionally Guaranteed By The Govt. Of India.
Fund house
Kotak Mahindra Asset Management Company Limited
Frequently asked questions
What is the NAV of Kotak Banking and PSU Debt Direct - Growth?
The NAV of Kotak Banking and PSU Debt Direct - Growth is ₹72.54 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Kotak Banking and PSU Debt Direct - Growth?
The expense ratio charged by Kotak Banking and PSU Debt Direct - Growth is 0.4%.
What is the Min. SIP of Kotak Banking and PSU Debt Direct - Growth?
The minimum SIP investment in Kotak Banking and PSU Debt Direct - Growth is ₹100 per month.
What is the Min. Lumpsum of Kotak Banking and PSU Debt Direct - Growth?
The minimum lumpsum investment in Kotak Banking and PSU Debt Direct - Growth is ₹100.
What is the Exit Load of Kotak Banking and PSU Debt Direct - Growth?
Kotak Banking and PSU Debt Direct - Growth does not charge an exit load.
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