LIC MF Banking & PSU Fund-Direct Plan-Growth
LIC Mutual Fund Asset Management Limited · Direct Plan · Growth
Fund overview
NIL
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,364 | +364 |
| 3 Years | ₹5,000 | ₹6,174 | +1,174 |
| 5 Years | ₹5,000 | ₹7,106 | +2,106 |
Calculated using the fund's annualised return since inception (7.3% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
47 securitiesTop 10 holdings make up 30.4% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 8.09% NLC India Ltd. | Power | — | 3.89% |
| 8.14% Nuclear Power Corporation | Power | — | 3.80% |
| 8.37% National Highways Authority of India | Infrastructure | — | 3.37% |
| 7.83% Small Industries Development Bk of India | Banks | — | 3.34% |
| 7.75% Bharti Telecom Ltd. | Finance | — | 3.24% |
| 7.62% National Bk for Agriculture & Rural Dev. | Banks | — | 3.21% |
| 7.37% Indian Railway Finance Corporation Ltd. | Finance | — | 3.21% |
| 7.46% REC Ltd. | Finance | — | 3.18% |
| Treps | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 3.13% |
| 91 DAYS TBILL RED 29-10-2026 | Govt-Sec | — | 3.12% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹1,598 Cr
Debt sector allocation
Total Value
₹1,514 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
NIL
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.90% |
| Beta | 1.49 |
| Sharpe Ratio | 0.36 |
| Sortino Ratio | 0.01 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.14 |
| Information Ratio | 0.01 |
| R-Squared | 94.01% |
| Max Drawdown | 0.00% |
| Upside Capture | 100.00% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Primary Investment Objective Of The Scheme Is To Seek To Generate Income And Capital Appreciation By Primarily Investing In A Portfolio Of High Quality Debt And Money Market Securities That Are Issued By Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds. There Is No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
LIC Mutual Fund Asset Management Limited
Frequently asked questions
What is the NAV of LIC MF Banking & PSU Fund-Direct Plan-Growth?
The NAV of LIC MF Banking & PSU Fund-Direct Plan-Growth is ₹40.03 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by LIC MF Banking & PSU Fund-Direct Plan-Growth?
The expense ratio charged by LIC MF Banking & PSU Fund-Direct Plan-Growth is 0.28%.
What is the Min. SIP of LIC MF Banking & PSU Fund-Direct Plan-Growth?
The minimum SIP investment in LIC MF Banking & PSU Fund-Direct Plan-Growth is ₹200 per month.
What is the Min. Lumpsum of LIC MF Banking & PSU Fund-Direct Plan-Growth?
The minimum lumpsum investment in LIC MF Banking & PSU Fund-Direct Plan-Growth is ₹5,000.
What is the Exit Load of LIC MF Banking & PSU Fund-Direct Plan-Growth?
The exit load for LIC MF Banking & PSU Fund-Direct Plan-Growth is: NIL
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