Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option
Nippon Life India Asset Management Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,375 | +375 |
| 3 Years | ₹5,000 | ₹6,210 | +1,210 |
| 5 Years | ₹5,000 | ₹7,176 | +2,176 |
Calculated using the fund's annualised return since inception (7.5% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
109 securitiesTop 10 holdings make up 28.7% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Triparty Repo | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 4.47% |
| 7.61% Government of India | Govt-Sec | — | 4.03% |
| 7.48% National Bank For Agriculture and Rural Development | Banks | — | 3.54% |
| Small Industries Dev Bank of India | Banks | — | 3.47% |
| 7.68% National Bank For Agriculture and Rural Development | Banks | — | 3.45% |
| 7.59% National Housing Bank | Banks | — | 2.57% |
| 7.77% REC Ltd | Finance | — | 2.47% |
| 7.34% Small Industries Dev Bank of India | Banks | — | 2.45% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 2.26% |
| 7.8% Union Bank of India | Banks | — | 2.01% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹5,057 Cr
Debt sector allocation
Total Value
₹4,714 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
15-May-15
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.88% |
| Beta | 1.45 |
| Sharpe Ratio | 0.44 |
| Sortino Ratio | 0.03 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.10 |
| Information Ratio | 0.03 |
| R-Squared | 95.09% |
| Max Drawdown | 0.00% |
| Upside Capture | 100.54% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Generate Income Over Short To Medium Term Horizon Through Investments In Debt And Money Market Instruments Of Various Maturities, Consisting Predominantly Of Securities Issued By Entities Such As Banks, Public Sector Undertakings (Psus) And Public Financial Institutions (Pfis). However, There Is No Assurance That The Investment Objective Of The Scheme Will Be Achieved
Fund house
Nippon Life India Asset Management Limited
Frequently asked questions
What is the NAV of Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option?
The NAV of Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option is ₹22.85 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option?
The expense ratio charged by Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option is 0.39%.
What is the Min. SIP of Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option?
The minimum SIP investment in Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option is ₹100 per month.
What is the Min. Lumpsum of Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option?
The minimum lumpsum investment in Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option is ₹5,000.
What is the Exit Load of Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option?
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option does not charge an exit load.
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