Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option
Nippon Life India Asset Management Limited · Direct Plan · Growth
Fund overview
NIL
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,073 | +73 |
| 3 Years | ₹1,000 | ₹1,235 | +235 |
| 5 Years | ₹1,000 | ₹1,422 | +422 |
Calculated using the fund's annualised return since inception (7.3% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
28 securitiesTop 10 holdings make up 83.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 7.06% Government of India | Govt-Sec | — | 30.72% |
| 6.68% Government of India | Govt-Sec | — | 17.08% |
| 8.13% Government of India | Govt-Sec | — | 16.12% |
| 8.17% Government of India | Govt-Sec | — | 4.98% |
| Triparty Repo | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 4.20% |
| 6.36% Government of India | Govt-Sec | — | 3.55% |
| ICICI Bank Ltd | Banks | Large Cap | 2.87% |
| State Bank Of India | Banks | Large Cap | 2.08% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 1.69% |
| 8.3% Government of India | Govt-Sec | — | 1.66% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹138 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹27 Cr
Debt sector allocation
Total Value
₹104 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
11-Feb-15
NIL
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 3.80% |
| Beta | 1.39 |
| Sharpe Ratio | 1.64 |
| Sortino Ratio | 0.40 |
| Treynor Ratio | 0.04 |
| Jensen's Alpha | 0.62 |
| Information Ratio | 0.37 |
| R-Squared | 90.39% |
| Max Drawdown | -1.18% |
| Upside Capture | 123.16% |
| Downside Capture | 159.15% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Provide Capital Appreciation And Consistent Income To The Investors Which Will Be In Line With Their Retirement Goals By Investing In A Mix Of Securities Comprising Of Equity, Equity Related Instruments And Fixed Income Securities. However, There Can Be No Assurance Or Guarantee That The Investment Objective Of The Scheme Will Be Achieved.
Fund house
Nippon Life India Asset Management Limited
Frequently asked questions
What is the NAV of Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?
The NAV of Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option is ₹22.77 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?
The expense ratio charged by Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option is 0.98%.
What is the Min. SIP of Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?
The minimum SIP investment in Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option is ₹500 per month.
What is the Min. Lumpsum of Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?
The minimum lumpsum investment in Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option is ₹500.
What is the Exit Load of Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?
The exit load for Nippon India Retirement Fund - Income Generation Scheme- Direct Plan- Growth Plan - Growth Option is: NIL
.svg){kind=small}