SBI Banking & Financial Services Fund - Direct Plan - Growth
SBI Funds Management Private Limited · Direct Plan · Growth
Fund overview
0.50% on or before 30D, Nil after 30D
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,709 | +709 |
| 3 Years | ₹5,000 | ₹7,441 | +2,441 |
| 5 Years | ₹5,000 | ₹9,700 | +4,700 |
Calculated using the fund's annualised return since inception (14.2% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
39 securitiesTop 10 holdings make up 61.7% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Banks | Large Cap | 13.04% |
| ICICI Bank Ltd | Banks | Large Cap | 12.77% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 10.19% |
| Bajaj Finance Ltd | Financial Services | Large Cap | 6.85% |
| TREPS | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 4.92% |
| HDFC Life Insurance Company Ltd | Insurance | Large Cap | 4.66% |
| One 97 Communications Ltd | Financial Technology (Fintech) | Mid Cap | 3.46% |
| Bank Of Baroda | Banks | Large Cap | 2.96% |
| Muthoot Finance Ltd | Financial Services | Large Cap | 2.87% |
| Axis Bank Ltd | Banks | Large Cap | 2.82% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹10,420 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹9,655 Cr
Debt sector allocation
Total Value
₹5 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
26-Feb-15
0.50% on or before 30D, Nil after 30D
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 11.48% |
| Beta | 0.74 |
| Sharpe Ratio | 1.98 |
| Sortino Ratio | 0.92 |
| Treynor Ratio | 0.31 |
| Jensen's Alpha | 15.71 |
| Information Ratio | 0.47 |
| R-Squared | 63.92% |
| Max Drawdown | -3.67% |
| Upside Capture | 124.25% |
| Downside Capture | 39.61% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Long-Term Capital Appreciation To Unit Holders From A Portfolio That Is Invested Predominantly In Equity And Equity Related Securities Of Companies Engaged In Banking And Financial Services. However, There Can Be No Assurance That The Investment Objective Of The Scheme Will Be Realized.
Fund house
SBI Funds Management Private Limited
Frequently asked questions
What is the NAV of SBI Banking & Financial Services Fund - Direct Plan - Growth?
The NAV of SBI Banking & Financial Services Fund - Direct Plan - Growth is ₹46.85 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by SBI Banking & Financial Services Fund - Direct Plan - Growth?
The expense ratio charged by SBI Banking & Financial Services Fund - Direct Plan - Growth is 1.19%.
What is the Min. SIP of SBI Banking & Financial Services Fund - Direct Plan - Growth?
The minimum SIP investment in SBI Banking & Financial Services Fund - Direct Plan - Growth is ₹500 per month.
What is the Min. Lumpsum of SBI Banking & Financial Services Fund - Direct Plan - Growth?
The minimum lumpsum investment in SBI Banking & Financial Services Fund - Direct Plan - Growth is ₹5,000.
What is the Exit Load of SBI Banking & Financial Services Fund - Direct Plan - Growth?
The exit load for SBI Banking & Financial Services Fund - Direct Plan - Growth is: 0.50% on or before 30D, Nil after 30D
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