SBI Credit Risk Fund - Direct Plan -Growth
SBI Funds Management Private Limited · Direct Plan · Growth
Fund overview
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,428 | +428 |
| 3 Years | ₹5,000 | ₹6,397 | +1,397 |
| 5 Years | ₹5,000 | ₹7,539 | +2,539 |
Calculated using the fund's annualised return since inception (8.6% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
46 securitiesTop 10 holdings make up 37.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| H.G. Infra Engineering Ltd. | Infrastructure | — | 4.64% |
| NJ Capital Pvt. Ltd. | Others | — | 4.54% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | Power | — | 4.53% |
| Tata Projects Ltd. | Infrastructure | — | 4.53% |
| JTPM Metal Traders Ltd. | Others | — | 4.45% |
| Lodha Developers Ltd. | Real Estate | — | 3.93% |
| Renserv Global Pvt Ltd. | Others | — | 3.67% |
| JSW JFE Kalinga Steel Ltd. | Others | — | 3.58% |
| Aditya Birla Renewables Ltd. | Power | — | 3.44% |
| Motilal Oswal Home Finance Ltd. | Finance | — | 3.43% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹2,182 Cr
Debt sector allocation
Total Value
₹1,916 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
02-Jan-13
Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 1.69% |
| Beta | 2.29 |
| Sharpe Ratio | 1.28 |
| Sortino Ratio | 6.36 |
| Treynor Ratio | 0.01 |
| Jensen's Alpha | 1.32 |
| Information Ratio | 0.37 |
| R-Squared | 63.24% |
| Max Drawdown | 0.00% |
| Upside Capture | 124.66% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
To Provide The Investors An Opportunity To Predominantly Invest In Corporate Bonds Rated Aa And Below(Excluding Aa+ Rated Corporate Bonds) So As To Generate Attractive Returns While Maintaining Moderate Liquidity In The Portfolio Through Investment In Money Market Securities.
Fund house
SBI Funds Management Private Limited
Frequently asked questions
What is the NAV of SBI Credit Risk Fund - Direct Plan -Growth?
The NAV of SBI Credit Risk Fund - Direct Plan -Growth is ₹54.09 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by SBI Credit Risk Fund - Direct Plan -Growth?
The expense ratio charged by SBI Credit Risk Fund - Direct Plan -Growth is 0.9%.
What is the Min. SIP of SBI Credit Risk Fund - Direct Plan -Growth?
The minimum SIP investment in SBI Credit Risk Fund - Direct Plan -Growth is ₹500 per month.
What is the Min. Lumpsum of SBI Credit Risk Fund - Direct Plan -Growth?
The minimum lumpsum investment in SBI Credit Risk Fund - Direct Plan -Growth is ₹5,000.
What is the Exit Load of SBI Credit Risk Fund - Direct Plan -Growth?
The exit load for SBI Credit Risk Fund - Direct Plan -Growth is: Nil for 8% of investment and 3% for remaining investment on or before 12M, Nil for 8% of investment and 1.5% for remaining investment after 12M but before 24M, Nil for 8% of investment and 0.75% for remaining investment after 24M but before 36M, Nil after 36M
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