SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth
SBI Funds Management Private Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,356 | +356 |
| 3 Years | ₹5,000 | ₹6,146 | +1,146 |
| 5 Years | ₹5,000 | ₹7,052 | +2,052 |
Calculated using the fund's annualised return since inception (7.1% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
64 securitiesTop 10 holdings make up 69.1% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| TREPS | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 31.28% |
| National Bank for Agriculture and Rural Development | Banks | — | 7.20% |
| Bharat Sanchar Nigam Ltd. | Telecom | — | 7.16% |
| Summit Digitel Infrastructure Pvt. Ltd. | Telecom | — | 5.36% |
| Torrent Power Ltd. | Power | — | 3.65% |
| Cholamandalam Investment & Finance Co. Ltd. | Finance | — | 3.64% |
| Muthoot Finance Ltd. | Finance | — | 3.63% |
| Knowledge Realty Trust | Business Services | — | 3.61% |
| REC Ltd. | Finance | — | 3.60% |
| Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.) | Power | — | 3.60% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹138 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹26 Cr
Debt sector allocation
Total Value
₹66 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
10-Feb-21
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 2.42% |
| Beta | 0.86 |
| Sharpe Ratio | 2.42 |
| Sortino Ratio | 1.41 |
| Treynor Ratio | 0.07 |
| Jensen's Alpha | 2.21 |
| Information Ratio | 0.49 |
| R-Squared | 86.66% |
| Max Drawdown | -0.54% |
| Upside Capture | 108.37% |
| Downside Capture | -11.27% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Provide A Comprehensive Retirement Saving Solution That Serves The Variable Needs Of The Investors Through Long Term Diversified Investments In Major Asset Classes.
Fund house
SBI Funds Management Private Limited
Frequently asked questions
What is the NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth?
The NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth is ₹14.80 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth?
The expense ratio charged by SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth is 0.98%.
What is the Min. SIP of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth?
The minimum SIP investment in SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth is ₹500 per month.
What is the Min. Lumpsum of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth?
The minimum lumpsum investment in SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth is ₹5,000.
What is the Exit Load of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth?
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth does not charge an exit load.
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