Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option
Tata Asset Management Limited · Direct Plan · Growth
Fund overview
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,463 | +463 |
| 3 Years | ₹5,000 | ₹6,521 | +1,521 |
| 5 Years | ₹5,000 | ₹7,785 | +2,785 |
Calculated using the fund's annualised return since inception (9.3% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
56 securitiesTop 10 holdings make up 73.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| GOI - 6.79% (07/10/2034) | Govt-Sec | — | 20.67% |
| REPO | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 9.48% |
| GOI - 7.17% (17/04/2030) | Govt-Sec | — | 9.15% |
| GOI - 7.38% (20/06/2027) | Govt-Sec | — | 9.14% |
| GOI - 6.36% (16/02/2031) | Govt-Sec | — | 8.89% |
| GOI - 7.36% (12/09/2052) | Govt-Sec | — | 5.85% |
| GOI - 6.90% (15/04/2065) | Govt-Sec | — | 5.42% |
| 07.51 % SHIVSHAKTI SECURITISATION TRUST - 28/09/2029 | Others | — | 2.88% |
| Solar Industries India Ltd | Chemicals & Petrochemicals | Large Cap | 1.50% |
| ICICI Bank Ltd | Banks | Large Cap | 1.44% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹165 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹45 Cr
Debt sector allocation
Total Value
₹103 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
08-Jan-13
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 3.33% |
| Beta | 0.95 |
| Sharpe Ratio | 2.31 |
| Sortino Ratio | 0.53 |
| Treynor Ratio | 0.08 |
| Jensen's Alpha | 1.89 |
| Information Ratio | 0.29 |
| R-Squared | 79.64% |
| Max Drawdown | -0.63% |
| Upside Capture | 110.01% |
| Downside Capture | 62.92% |
Fund management
Scheme Details
Investment objective
The Objective Of The Fund Is To Provide A Financial Planning Tool For Long Term Financial Security For Investorsbased On Their Retirement Planning Goals.
Fund house
Tata Asset Management Limited
Frequently asked questions
What is the NAV of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?
The NAV of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is ₹37.86 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?
The expense ratio charged by Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is 1.06%.
What is the Min. SIP of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?
The minimum SIP investment in Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is ₹500 per month.
What is the Min. Lumpsum of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?
The minimum lumpsum investment in Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is ₹5,000.
What is the Exit Load of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?
The exit load for Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
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