Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Tata Asset Management Limited · Direct Plan · Growth
Fund overview
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,718 | +718 |
| 3 Years | ₹5,000 | ₹7,477 | +2,477 |
| 5 Years | ₹5,000 | ₹9,778 | +4,778 |
Calculated using the fund's annualised return since inception (14.4% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
66 securitiesTop 10 holdings make up 30.5% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Solar Industries India Ltd | Chemicals & Petrochemicals | Large Cap | 4.74% |
| ICICI Bank Ltd | Banks | Large Cap | 4.27% |
| REPO | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 3.95% |
| Zomato Ltd | Retailing | Large Cap | 3.49% |
| Multi Commodity Exchange of India Ltd | Capital Markets | Mid Cap | 3.23% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 3.23% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 2.91% |
| Radico Khaitan Ltd | Beverages | Mid Cap | 2.60% |
| GOI - 6.36% (16/02/2031) | Govt-Sec | — | 2.09% |
| Adani Ports And Special Economic Zone Ltd | Transport Infrastructure | Large Cap | 2.07% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹2,115 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹1,672 Cr
Debt sector allocation
Total Value
₹297 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
04-Jan-13
Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 8.39% |
| Beta | 0.91 |
| Sharpe Ratio | 2.76 |
| Sortino Ratio | 0.61 |
| Treynor Ratio | 0.25 |
| Jensen's Alpha | 7.84 |
| Information Ratio | 0.40 |
| R-Squared | 72.82% |
| Max Drawdown | -1.84% |
| Upside Capture | 108.88% |
| Downside Capture | 0.24% |
Fund management
Scheme Details
Investment objective
The Objective Of The Fund Is To Provide A Financial Planning Tool For Long Term Financial Security For Investorsbased On Their Retirement Planning Goals.
Fund house
Tata Asset Management Limited
Frequently asked questions
What is the NAV of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?
The NAV of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is ₹77.20 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?
The expense ratio charged by Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is 0.85%.
What is the Min. SIP of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?
The minimum SIP investment in Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is ₹150 per month.
What is the Min. Lumpsum of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?
The minimum lumpsum investment in Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is ₹5,000.
What is the Exit Load of Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option?
The exit load for Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option is: Nil on or after age of 60Y, 1% before 61 months from the Date of allotment
.svg){kind=small}