Union Retirement Fund - Direct Plan - Growth Option
Union Asset Management Company Pvt. Ltd. · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,127 | +127 |
| 3 Years | ₹1,000 | ₹1,432 | +432 |
| 5 Years | ₹1,000 | ₹1,820 | +820 |
Calculated using the fund's annualised return since inception (12.7% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
80 securitiesTop 10 holdings make up 26.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Banks | Large Cap | 5.76% |
| HDFC Bank Ltd | Banks | Large Cap | 4.29% |
| Multi Commodity Exchange of India Ltd | Capital Markets | Mid Cap | 2.72% |
| Solar Industries India Ltd | Chemicals & Petrochemicals | Large Cap | 2.53% |
| TREPS | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 2.35% |
| Zomato Ltd | Retailing | Large Cap | 2.17% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 2.10% |
| Axis Bank Ltd | Banks | Large Cap | 2.08% |
| Navin Fluorine International Ltd | Chemicals & Petrochemicals | Small Cap | 2.00% |
| S.J.S. Enterprises Ltd | Auto Components | Small Cap | 1.97% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹207 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹202 Cr
Debt sector allocation
Total Value
₹0 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
22-Sep-22
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 9.49% |
| Beta | 0.73 |
| Sharpe Ratio | 3.36 |
| Sortino Ratio | 0.30 |
| Treynor Ratio | 0.44 |
| Jensen's Alpha | 11.72 |
| Information Ratio | 0.28 |
| R-Squared | 79.58% |
| Max Drawdown | -2.10% |
| Upside Capture | 95.67% |
| Downside Capture | 1.53% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Long Term Capital Gains By Investing In A Mix Ofsecurities Comprising Of Equity, Equity Related Securities And Debt Instruments As Per The Asset Allocation Pattern Of The Scheme With A View To Provide A Retirement Investment Solution To Investors.
Fund house
Union Asset Management Company Pvt. Ltd.
Frequently asked questions
What is the NAV of Union Retirement Fund - Direct Plan - Growth Option?
The NAV of Union Retirement Fund - Direct Plan - Growth Option is ₹16.31 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Union Retirement Fund - Direct Plan - Growth Option?
The expense ratio charged by Union Retirement Fund - Direct Plan - Growth Option is 1.37%.
What is the Min. SIP of Union Retirement Fund - Direct Plan - Growth Option?
The minimum SIP investment in Union Retirement Fund - Direct Plan - Growth Option is ₹500 per month.
What is the Min. Lumpsum of Union Retirement Fund - Direct Plan - Growth Option?
The minimum lumpsum investment in Union Retirement Fund - Direct Plan - Growth Option is ₹1,000.
What is the Exit Load of Union Retirement Fund - Direct Plan - Growth Option?
Union Retirement Fund - Direct Plan - Growth Option does not charge an exit load.
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