UTI Banking and Financial Services Fund - Direct Plan - Growth Option
UTI Asset Management Company Private Limited · Direct Plan · Growth
Fund overview
1% on or before 30D, Nil after 30D
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹5,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹5,000 | ₹5,560 | +560 |
| 3 Years | ₹5,000 | ₹6,877 | +1,877 |
| 5 Years | ₹5,000 | ₹8,505 | +3,505 |
Calculated using the fund's annualised return since inception (11.2% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
37 securitiesTop 10 holdings make up 75.3% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Banks | Large Cap | 17.60% |
| ICICI Bank Ltd | Banks | Large Cap | 10.37% |
| State Bank Of India | Banks | Large Cap | 9.98% |
| Axis Bank Ltd | Banks | Large Cap | 9.93% |
| Kotak Mahindra Bank Ltd | Banks | Large Cap | 9.89% |
| Bajaj Finance Ltd | Financial Services | Large Cap | 5.07% |
| Shriram Finance Ltd | Financial Services | Large Cap | 4.61% |
| Ujjivan Small Finance Bank Ltd | Banks | Small Cap | 3.93% |
| SBI Life Insurance Company Ltd | Insurance | Large Cap | 3.89% |
| ICICI Lombard General Insurance Company Ltd | Insurance | Mid Cap | 1.78% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹1,339 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹1,322 Cr
Exit load, stamp duty & tax
01-Jan-13
1% on or before 30D, Nil after 30D
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 10.28% |
| Beta | 0.70 |
| Sharpe Ratio | 2.15 |
| Sortino Ratio | 1.24 |
| Treynor Ratio | 0.32 |
| Jensen's Alpha | 15.36 |
| Information Ratio | 0.51 |
| R-Squared | 71.32% |
| Max Drawdown | -2.47% |
| Upside Capture | 114.55% |
| Downside Capture | 25.75% |
Fund management
Scheme Details
Investment objective
The Objective Of The Scheme Is To Generate Long Term Capital Appreciation By Investing Predominantly In Equity And Equity Related Securities Of Companies/Institutions Engaged In The Banking And Financial Services Activities. However, There Can Be No Assurance Or Guarantee That The Investment Objective Of The Scheme Would Be Achieved.
Fund house
UTI Asset Management Company Private Limited
Frequently asked questions
What is the NAV of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?
The NAV of UTI Banking and Financial Services Fund - Direct Plan - Growth Option is ₹214.34 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by UTI Banking and Financial Services Fund - Direct Plan - Growth Option?
The expense ratio charged by UTI Banking and Financial Services Fund - Direct Plan - Growth Option is 1.45%.
What is the Min. SIP of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?
The minimum SIP investment in UTI Banking and Financial Services Fund - Direct Plan - Growth Option is ₹500 per month.
What is the Min. Lumpsum of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?
The minimum lumpsum investment in UTI Banking and Financial Services Fund - Direct Plan - Growth Option is ₹5,000.
What is the Exit Load of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?
The exit load for UTI Banking and Financial Services Fund - Direct Plan - Growth Option is: 1% on or before 30D, Nil after 30D
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