UTI Banking & PSU Debt Fund - Direct Plan - Growth Option
UTI Asset Management Company Private Limited · Direct Plan · Growth
Fund overview
Nil
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,072 | +72 |
| 3 Years | ₹1,000 | ₹1,231 | +231 |
| 5 Years | ₹1,000 | ₹1,414 | +414 |
Calculated using the fund's annualised return since inception (7.2% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
42 securitiesTop 10 holdings make up 40.9% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| CD - CANARA BANK - 28/01/2027 | Banks | — | 7.77% |
| CD - UNION BANK OF INDIA - 19/01/2027 | Banks | — | 6.77% |
| CD - ICICI BANK LTD - 25/03/2027 | Banks | — | 5.02% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Banks | — | 3.80% |
| NCD AXIS BANK LTD. | Banks | — | 3.80% |
| 7.38% GSEC 20/06/2027 | Govt-Sec | — | 3.48% |
| 7.61% TN SDL MAT 15/02/27. | Govt-Sec | — | 3.47% |
| CD - Axis Bank Ltd - 13/01/2027 | Banks | — | 3.39% |
| CD - NABARD - 22/01/2027 | Banks | — | 3.38% |
| CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027 | Banks | — | 3.38% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹1,448 Cr
Debt sector allocation
Total Value
₹1,412 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
03-Feb-14
Nil
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 1.17% |
| Beta | 1.93 |
| Sharpe Ratio | 0.21 |
| Sortino Ratio | -0.04 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.37 |
| Information Ratio | -0.04 |
| R-Squared | 93.26% |
| Max Drawdown | 0.00% |
| Upside Capture | 98.78% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Reasonable Income, With Low Risk And High Level Of Liquidity From A Portfolio Of Predominantly Debt & Money Market Securities By Banks, Public Sector Undertakings (Psus) And Public Financial Institutions (Pfis) And Municipal Bonds. However There Can Be No Assurance That The Investment Objective Of The Scheme Will Be Achieved. The Scheme Does Not Guarantee / Indicate Any Returns.
Fund house
UTI Asset Management Company Private Limited
Frequently asked questions
What is the NAV of UTI Banking & PSU Debt Fund - Direct Plan - Growth Option?
The NAV of UTI Banking & PSU Debt Fund - Direct Plan - Growth Option is ₹24.12 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by UTI Banking & PSU Debt Fund - Direct Plan - Growth Option?
The expense ratio charged by UTI Banking & PSU Debt Fund - Direct Plan - Growth Option is 0.24%.
What is the Min. SIP of UTI Banking & PSU Debt Fund - Direct Plan - Growth Option?
The minimum SIP investment in UTI Banking & PSU Debt Fund - Direct Plan - Growth Option is ₹500 per month.
What is the Min. Lumpsum of UTI Banking & PSU Debt Fund - Direct Plan - Growth Option?
The minimum lumpsum investment in UTI Banking & PSU Debt Fund - Direct Plan - Growth Option is ₹500.
What is the Exit Load of UTI Banking & PSU Debt Fund - Direct Plan - Growth Option?
UTI Banking & PSU Debt Fund - Direct Plan - Growth Option does not charge an exit load.
.svg){kind=small}