UTI Credit Risk Fund - Direct Plan - Growth Option
UTI Asset Management Company Private Limited · Direct Plan · Growth
Fund overview
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,054 | +54 |
| 3 Years | ₹1,000 | ₹1,170 | +170 |
| 5 Years | ₹1,000 | ₹1,300 | +300 |
Calculated using the fund's annualised return since inception (5.4% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
23 securitiesTop 10 holdings make up 62.8% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 7.10% GSEC - MAT - 08/04/2034 | Govt-Sec | — | 9.71% |
| SPN/DDB JTPM METAL TRADERS LIMITED | Others | — | 8.04% |
| NCD PIRAMAL FINANCE LIMITED | Finance | — | 7.20% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 6.91% |
| NCD VEDANTA ALUMINIUM METAL LTD. | Non Ferrous Metals | — | 6.26% |
| NCD AADHAR HOUSING FINANCE LIMITED | Finance | — | 6.24% |
| NCD TATA PROJECTS LTD | Infrastructure | — | 6.22% |
| NCD ADANI POWER LTD. | Power | — | 6.18% |
| NCD AVANSE FINANCIAL SERVICES LIMITED | Finance | — | 6.03% |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | Others | — | 5.93% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹241 Cr
Debt sector allocation
Total Value
₹222 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.58% |
| Beta | 0.97 |
| Sharpe Ratio | 0.79 |
| Sortino Ratio | 0.63 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | 0.13 |
| Information Ratio | 0.35 |
| R-Squared | 97.33% |
| Max Drawdown | 0.00% |
| Upside Capture | 101.63% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Reasonable Income And Capital Appreciation By Investing Minimum Of 65% Of Total Assets In Aa And Below Rated Corporate Bonds (Excluding Aa+ Rated Corporate Bonds). However There Can Be No Assurance That The Investment Objective Of The Scheme Will Be Achieved. The Scheme Does Not Guarantee / Indicate Any Returns.
Fund house
UTI Asset Management Company Private Limited
Frequently asked questions
What is the NAV of UTI Credit Risk Fund - Direct Plan - Growth Option?
The NAV of UTI Credit Risk Fund - Direct Plan - Growth Option is ₹20.86 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by UTI Credit Risk Fund - Direct Plan - Growth Option?
The expense ratio charged by UTI Credit Risk Fund - Direct Plan - Growth Option is 0.76%.
What is the Min. SIP of UTI Credit Risk Fund - Direct Plan - Growth Option?
The minimum SIP investment in UTI Credit Risk Fund - Direct Plan - Growth Option is ₹500 per month.
What is the Min. Lumpsum of UTI Credit Risk Fund - Direct Plan - Growth Option?
The minimum lumpsum investment in UTI Credit Risk Fund - Direct Plan - Growth Option is ₹500.
What is the Exit Load of UTI Credit Risk Fund - Direct Plan - Growth Option?
The exit load for UTI Credit Risk Fund - Direct Plan - Growth Option is: Nil upto 10% of units and 1% for remaining units on or before 12M, Nil after 12M
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