UTI Liquid Fund - Direct Plan - Growth Option
UTI Asset Management Company Private Limited · Direct Plan · Growth
Fund overview
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,068 | +68 |
| 3 Years | ₹1,000 | ₹1,219 | +219 |
| 5 Years | ₹1,000 | ₹1,391 | +391 |
Calculated using the fund's annualised return since inception (6.8% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
106 securitiesTop 10 holdings make up 26.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 91 DAYS T-BILL - 19/11/2026 | Govt-Sec | — | 4.52% |
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 4.35% |
| CD - UCO BANK - 04/11/2026 | Banks | — | 3.44% |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Banks | — | 2.71% |
| CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Banks | — | 2.52% |
| CD - HDFC BANK - 04/12/2026 | Banks | — | 2.34% |
| CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Banks | — | 2.17% |
| 91 DAYS T-BILL - 03/12/2026 | Govt-Sec | — | 1.99% |
| CD - BANK OF INDIA - 03/12/2026 | Banks | — | 1.98% |
| CD - HDFC BANK LTD - 06/11/2026 | Banks | — | 1.81% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹27,453 Cr
Debt sector allocation
Total Value
₹26,252 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
31-Dec-12
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 0.15% |
| Beta | 1.19 |
| Sharpe Ratio | 1.03 |
| Sortino Ratio | -0.05 |
| Treynor Ratio | 0.00 |
| Jensen's Alpha | -0.04 |
| Information Ratio | -0.04 |
| R-Squared | 81.53% |
| Max Drawdown | 0.00% |
| Upside Capture | 99.86% |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is To Generate Steady And Reasonable Income, With Low Risk And High Level Of Liquidity From A Portfolio Of Debt & Money Market Instruments. However There Can Be No Assurance That The Investment Objective Of The Scheme Will Be Achieved. The Scheme Does Not Guarantee / Indicate Any Returns.
Fund house
UTI Asset Management Company Private Limited
Frequently asked questions
What is the NAV of UTI Liquid Fund - Direct Plan - Growth Option?
The NAV of UTI Liquid Fund - Direct Plan - Growth Option is ₹468.63 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by UTI Liquid Fund - Direct Plan - Growth Option?
The expense ratio charged by UTI Liquid Fund - Direct Plan - Growth Option is 0.15%.
What is the Min. SIP of UTI Liquid Fund - Direct Plan - Growth Option?
The minimum SIP investment in UTI Liquid Fund - Direct Plan - Growth Option is ₹100 per month.
What is the Min. Lumpsum of UTI Liquid Fund - Direct Plan - Growth Option?
The minimum lumpsum investment in UTI Liquid Fund - Direct Plan - Growth Option is ₹100.
What is the Exit Load of UTI Liquid Fund - Direct Plan - Growth Option?
The exit load for UTI Liquid Fund - Direct Plan - Growth Option is: 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D
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