UTI Retirement Fund- Direct
UTI Asset Management Company Private Limited · Direct Plan · Growth
Fund overview
1% upto 1Y, Nil on or after 1Y
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | ₹1,082 | +82 |
| 3 Years | ₹1,000 | ₹1,265 | +265 |
| 5 Years | ₹1,000 | ₹1,480 | +480 |
Calculated using the fund's annualised return since inception (8.2% p.a.) as period-wise historical returns aren't available in the current feed. Actual returns fluctuate and are not guaranteed. Mutual fund investments are subject to market risks.
Holdings
122 securitiesTop 10 holdings make up 39.0% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| Cash/Bank/Net Current Assets/(Liabilities) | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 14.28% |
| 07.18% GSEC MAT -24/07/2037 | Govt-Sec | — | 6.20% |
| HDFC Bank Ltd | Banks | Large Cap | 3.19% |
| 07.32% GSEC MAT -13/11/2030 | Govt-Sec | — | 3.11% |
| 7.24% GSEC MAT- 18/08/2055 | Govt-Sec | — | 3.11% |
| ICICI Bank Ltd | Banks | Large Cap | 2.96% |
| CP EXPORT IMPORT BANK OF INDIA | Banks | — | 2.12% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 2.12% |
| Infosys Ltd | IT - Software | Large Cap | 1.96% |
| MF UNITS UTI - FLOATER FUND | Mutual Fund Units | — | 1.75% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹4,578 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹1,787 Cr
Debt sector allocation
Total Value
₹2,074 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
01-Jan-13
1% upto 1Y, Nil on or after 1Y
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | 4.89% |
| Beta | 1.00 |
| Sharpe Ratio | 2.43 |
| Sortino Ratio | 1.32 |
| Treynor Ratio | 0.12 |
| Jensen's Alpha | 2.23 |
| Information Ratio | 0.68 |
| R-Squared | 96.76% |
| Max Drawdown | -0.99% |
| Upside Capture | 109.22% |
| Downside Capture | 65.83% |
Fund management
Scheme Details
Investment objective
The Investment Objective Of The Scheme Is Primarily To Generate A Corpus To Provide For Pension In The Form Of Periodical Income / Cash Flow To The Unit Holders To The Extent Of Redemption Value Of Their Holding After The Age Of 58 Years By Investing In A Mix Of Securities Comprising Of Debt & Money Market Instruments And Equity & Equity Related Instruments.However, There Is No Assurance Or Guarantee That The Investment Objective Of The Scheme Would Be Achieved.
Fund house
UTI Asset Management Company Private Limited
Frequently asked questions
What is the NAV of UTI Retirement Fund- Direct?
The NAV of UTI Retirement Fund- Direct is ₹53.60 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by UTI Retirement Fund- Direct?
The expense ratio charged by UTI Retirement Fund- Direct is 1.16%.
What is the Min. SIP of UTI Retirement Fund- Direct?
The minimum SIP investment in UTI Retirement Fund- Direct is ₹500 per month.
What is the Min. Lumpsum of UTI Retirement Fund- Direct?
The minimum lumpsum investment in UTI Retirement Fund- Direct is ₹500.
What is the Exit Load of UTI Retirement Fund- Direct?
The exit load for UTI Retirement Fund- Direct is: 1% upto 1Y, Nil on or after 1Y
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