Zerodha Life Cycle Fund 2041 - Direct - Growth
Zerodha Asset Management Private Limited · Direct Plan · Growth
Fund overview
3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
Returns & rankings
| Period | Fund Returns | Category Avg. | Rank | VS Category |
|---|---|---|---|---|
| … | ||||
Green = fund outperformed the category average for that period; red = underperformed. Periods under 1 year always show absolute (non-annualised) returns. Past performance does not guarantee future returns.
Return calculator
One-time investment
₹1,000
| Over the past | Total investment | Would've become | Returns |
|---|---|---|---|
| 1 Year | ₹1,000 | — | — |
| 3 Years | ₹1,000 | — | — |
| 5 Years | ₹1,000 | — | — |
Historical returns aren't available in the current data feed yet — projections will appear once the returns API is live. Mutual fund investments are subject to market risks.
Holdings
253 securitiesTop 10 holdings make up 34.7% of the portfolio.
| Security | Sector | Market Cap | Weight |
|---|---|---|---|
| 6.94% GOI 11-May-2036 | Govt-Sec | — | 12.35% |
| Zerodha Gold ETF | ETF Units | — | 4.47% |
| Zerodha Silver ETF | ETF Units | — | 4.42% |
| HDFC Bank Ltd | Banks | Large Cap | 3.24% |
| ICICI Bank Ltd | Banks | Large Cap | 2.83% |
| Reliance Industries Ltd | Petroleum Products | Large Cap | 2.39% |
| Clearing Corporation of India Ltd | Cash/Deposits/Margins/Treps/Repo/Swaps | — | 2.05% |
| Bharti Airtel Ltd | Telecom - Services | Large Cap | 1.61% |
| Larsen & Toubro Ltd | Construction | Large Cap | 1.32% |
| BSE Ltd | Capital Markets | Large Cap | 1.24% |
Portfolio Allocation
Equity / Debt / Cash
Total Value
₹18 Cr
Market Cap Split
Total Value
100%
Equity sector allocation
Total Value
₹15 Cr
Debt sector allocation
Total Value
₹2 Cr
Allocation By Credit Quality (Debt)
Exit load, stamp duty & tax
10-Jul-26
3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
0.005% (from July 1st, 2020)
Taxation depends on the fund category and holding period. Consult the scheme document or a tax advisor for details.
Risk & Performance Ratios (1Y)
| Standard Deviation | -- |
| Beta | -- |
| Sharpe Ratio | -- |
| Sortino Ratio | -- |
| Treynor Ratio | -- |
| Jensen's Alpha | -- |
| Information Ratio | -- |
| R-Squared | -- |
| Max Drawdown | -- |
| Upside Capture | -- |
| Downside Capture | -- |
Fund management
Scheme Details
Investment objective
The Primary Objective Of The Zerodha Life Cycle Fund 2041 Is To Provide A Goal-Based Investment Solution That Seeks To Generate Long-Term Capital Appreciation By Investing Across Various Asset Classes I.E., Equity, Debt, Invits, Etcds, Gold/Silver ETFs. The Fund Follows A Pre-Determined Maturity And A Dynamic Glide Path Strategy Across The Product Lifespan Initially Maintaining An Aggressive Stance And Automatically Transitioning Toward A Conservative, Debt-Heavy Allocation To Protect Capital As The Target Date Approaches.
Fund house
Zerodha Asset Management Private Limited
Frequently asked questions
What is the NAV of Zerodha Life Cycle Fund 2041 - Direct - Growth?
The NAV of Zerodha Life Cycle Fund 2041 - Direct - Growth is ₹9.38 as of 21 Oct 2026. NAV is updated at the end of every trading day.
How much expense ratio is charged by Zerodha Life Cycle Fund 2041 - Direct - Growth?
The expense ratio charged by Zerodha Life Cycle Fund 2041 - Direct - Growth is 1.39%.
What is the Min. SIP of Zerodha Life Cycle Fund 2041 - Direct - Growth?
The minimum SIP investment in Zerodha Life Cycle Fund 2041 - Direct - Growth is ₹100 per month.
What is the Min. Lumpsum of Zerodha Life Cycle Fund 2041 - Direct - Growth?
The minimum lumpsum investment in Zerodha Life Cycle Fund 2041 - Direct - Growth is ₹100.
What is the Exit Load of Zerodha Life Cycle Fund 2041 - Direct - Growth?
The exit load for Zerodha Life Cycle Fund 2041 - Direct - Growth is: 3% upto 1Y, 2% after 1Y but upto 2Y, 1% after 2Y but upto 3Y, NIL after 3Y
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