Verify registration and scope
Check the entity’s investment adviser registration in official SEBI records. Ask whether advice is provided under an investment advisory agreement and what services fall outside its scope.
Choosing a financial advisor · SEBI RIA INA000022181
How to Choose a Financial Advisor in India
The most useful credential is one you can verify. Understand who is advising you, how the relationship works and who keeps control of your assets.
THE DECISIONS THAT MATTER
What to examine before acting
Understand fees, incentives and custody
Get the fee schedule and disclosures in writing. Ask about any conflicts of interest and confirm whether assets remain in accounts under your name or are transferred to another regulated arrangement.
Know what the advisory process produces
A credible process should collect goals and risk information, explain asset allocation rationale, document recommendations, and set expectations for reviews and support.
A practical illustration
Advisor selection checklist: verify the regulated entity, ask for written fee terms, request a sample planning deliverable, and clarify grievance-escalation routes.
Educational example, not individual investment advice.What an advisory conversation should cover
01 · Understand
Goals, financial position, existing holdings, liabilities and tolerance for loss.
02 · Evaluate
Asset allocation, trade-offs, alternatives, costs and suitable implementation routes.
03 · Document and review
Clear recommendations and sensible review triggers as circumstances change.
Questions worth asking
Does SEBI registration guarantee a return?
No. Registration does not guarantee returns or the quality of any particular investment outcome.
Does “certified financial advisor” mean the same as SEBI registration?
No. Certification and regulatory registration are different concepts. Ask which credential is held and verify it with the issuing body.
What should I ask in a first meeting?
Ask about registration, fees, conflicts, investment philosophy, custody, documentation and ongoing review arrangements.
Discuss your priorities with Trend Money
Start with the firm's official advisory website or write to the published contact email. Advisory engagement, scope and fees are subject to formal documentation.
Connect with an expert contact@trendmoney.app
Content is educational and does not constitute a personalised recommendation, guaranteed return or tax/legal opinion.
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