Build a vesting calendar
Map grants, vesting dates, lockups and cash needs. Employee awards can be volatile and subject to important legal or tax rules.
North India · Investment Advisory · SEBI RIA INA000022181
Gurugram RSU & Executive Wealth Advice
Senior professionals whose pay includes stock awards often carry overlapping employer, sector and currency exposures.
INVESTOR DECISIONS · EDUCATIONAL GUIDE
What a thoughtful financial plan should examine
See through the fund wrapper
Compare employer equity with index funds, direct stocks and other concentrated exposures to understand total portfolio risk.
Model major life decisions
Home purchase, relocation and early retirement can change the amount of capital that should remain accessible.
Illustrative planning situation
A Gurugram executive receiving annual US-listed stock awards may need an exposure review that includes employer holdings, foreign currency and Indian equity allocations.
Hypothetical educational illustration, not client history, a testimonial or a specific investment recommendation.How to prepare for an advisory review
01 · Financial inventory
List all holdings, liabilities, material business/property exposures and committed expenses. Separate ownership from estimated value.
02 · Goals and risk capacity
Define dates for major spending, desired liquidity, capacity to bear loss and the trade-offs you are willing to accept.
03 · Advice and follow-through
Discuss suitability, written recommendations, implementation responsibility and review frequency before acting.
Common questions
Can an adviser prepare my US tax filing?
Not under the investment-advisory description here. Consult appropriately qualified tax professionals for filings.
Should vested RSUs always be sold?
No universal rule applies; decisions involve taxes, concentration, suitability and individual goals.
Is a guaranteed return possible?
No. Equity-linked investments carry market risk and returns are not guaranteed.
Discuss your financial priorities
Trend Money's published advisory contact is contact@trendmoney.app. This page does not represent a regional branch or guarantee service availability in a specific location.
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