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Terms of Use

General

In terms of the Information Technology Act, 2000, this document is an electronic record. Being generated by a computer system it does not require any physical or digital signatures.This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Use for access or usage of the Website (as defined below) and/or Application (as defined below).

This website by the URL (www.trendmoney.app) and all the web–pages, hyperlinks, tools, and Services (“Website” “Site”) and the mobile application by the name of ‘Trend Money’ (“Application”) provided thereunder is owned and operated by Trend Reversal Analytics Private Limited, a private limited company registered under the Indian Companies Act, 2013 (hereinafter referred to as “Trend Money”, “Company”) and having its registered office at Golden-I, Shop No. 442, Block-T3, Plot No. 11, Gautam Buddha Nagar, Gautam Buddha Nagar-201318, Uttar Pradesh.

The expressions “You”, “Your” or “User”, whenever the context so requires, for the purposes of these Terms of Use, shall mean any natural or legal person who may create by registration, membership account on this Website and/or Application or agree to avail Our Services through this Website and/or Application or registers through different mediums available online i.e. google ads, channel partners etc., or otherwise access Our Website and/or Application for use of the “Service” ( Trend Money web-based, application integration platform) accessed on the Website (“Our”, “Us”, “We”).

These terms and conditions (“Terms of Use”) shall govern your access to and use of the Services, Website and/or Application however accessed, as well as any and all information of whatever kind and nature appearing on the Website and/or Application or otherwise available through the Services. Please read these Terms of Service carefully before using the Website and/or Application; Your access to and use of the Services is conditioned on Your acceptance of and compliance with these Terms of Use. By accessing the Website and/or Application or using the Services in any way, You agree to and are hereby bound by these Terms of Use. If You do not agree to all of the terms and conditions contained herein, do not use the Services, or access them through the Website and/or Application. Unless explicitly stated otherwise, any new features which may be added to the Services, including the release of new services or capabilities, are subject to these Terms of Use.

We may, in our sole discretion, make changes to these Terms of Use, from time to time with or without notice to You. Each time changes are made to these Terms of Use, a revised version of these Terms of Use will be posted on the Website and/or Application. Your continued use of the Service following such changes constitutes your acceptance of any such changes. You can check, from time to time, the most current version of these Terms of Service. At all times, the latest version of these Terms of Service shall be binding and prevail over any other version. Furthermore, We reserve the right to amend, discontinue, limit, disable, terminate, or cancel any feature of the Services at any time.

Acceptance of the Terms and Conditions

  1. Please read these Terms carefully before You use the platform since they constitute the agreement between (a) You; (b) Us; (c) The Distribution Partner or Vendor Partner shall collectively be referred to as “Affiliates”. By using the Platform, You agree to be bound by these Terms, our Privacy Policy and our Disclaimer Document. Even if You only visit the Platform or review any of the offerings available on the Platform, You will be bound by these Terms, the Privacy Policy and the Disclaimer Document. If You do not accept these Terms, the Privacy Policy and the Disclaimer Document, You must not access or use the Platform.
  2. For accessing or using the Platform, You agree to:
    1. Provide true, accurate, current, and complete information about yourself as prompted for on the Platform; and
    2. Maintain and promptly update Your information to keep it true, accurate, current, and complete.
  3. If You provide any information that is untrue, inaccurate, not current, or incomplete, or if We have reasonable ground to suspect that such information is untrue, inaccurate, not current, or incomplete, We reserve the right to suspend or terminate or freeze Your access to the Platform (or any portion thereof), at any time without notice. You understand that the Company shall not accept any liability which may arise as a consequence of any erroneous information provided by You
  4. We will collect and store Your information such as username, name, e-mail address, contact information, etc., in a database. Based on the information provided by You, You may be provided with a login identification for a designated account (such as a username and password, a guest identification or any other identifier). You are solely responsible for all activities carried out through Your designated account and You must notify Us immediately of any unauthorized use or other security breach relating to Your designated account.
  5. We reserve the right to freeze or terminate Your designated account on the Platform to comply with applicable laws or follow the order of a court of competent jurisdiction or directions/orders of any regulatory body or government authority.
  6. For information about the Company's policies and practices regarding the collection and use of Your personal information, please read the Privacy Policy. It is clarified by Us and agreed and acknowledged by You that in the event of any breach or non-compliance by You with the Privacy Policy, We may take any action under these Terms or any applicable laws.
  7. Upon Your consent to these Terms and other policies, We hereby grant You a limited, personal, revocable, non-assignable, non-transferable, and non-exclusive license to use the Platform and offerings available on the Platform. This license is for the sole purpose of enabling You to avail the offerings available on the Platform in the manner expressly permitted by these Terms and other policies.
  8. It is clarified that the Privacy Policy and disclaimers form an integral part of these Terms and should be read contemporaneously with the Terms. Illegality or unenforceability of one or more provisions of these Terms shall not affect the legality and enforceability of the other terms of the Terms. For the avoidance of doubt, if any of the provisions become void or unenforceable, the rest of the provisions of these Terms shall be binding upon the User.

Registration on the Platform

Users, as may be approved by Trend Money, shall have the right to use the Service provided by Trend Money via its Website and/or Application.

Users who are competent to contract under the Indian Contract Act, 1872, are eligible to register themselves as members on the Website and can avail Our Services. Persons who are competent to contract would mean and include every person who (i) has completed 18 years of age (as per The Indian Majority Act, 1875); (ii) is of sound mind; and (iii) not disqualified from contracting by any law for the time being in force in India.

Services/Products Displayed or Offered

  1. Fixed Deposits/Debt Securities

The Company manages and operates a digital content and information platform on matters related to inter alia, fixed deposits, Listed debt securities, Listed municipal debt securities, Listed securitised debt instrument, Listed government Securities and known as 'Trend Money', which can be accessed through the website https://www.trendmoney.app/ and the Trend Money mobile application.

The Company, through the Platform, inter alia allows the User to find, compare, choose and track investments in Fixed Deposits of banks and non-banking financial corporations partnered with the Company or its Vendors/Partners (“Partner Banks and NBFCs”).

To invest in fixed deposits through the Platform, based upon the comparison provided by the Platform, the Platform will facilitate the booking of fixed deposits through SDK or API integration with a third party (Business Correspondent or Direct Selling Agent), Partner Banks and NBFCs or Vendors/Partners

Privacy and data protection

  1. We shall use Your data specifically for providing the offerings available on the Platform in accordance with our Privacy Policy.
  2. You hereby provide Your explicit consent to share Your data with Us, the Affiliates, Partner Banks and NBFCs and our associate/affiliate entities or Vendors/Partners to the extent required by Us to provide the Offerings of the Platform, enhance the user experience, build affluence scores/ user insights, analyse data for the introduction of new Offerings on the Platform and features, and as may be required to comply with any regulatory requirements.

Force Majeure

  1. We shall not be liable if any transaction does not fructify or may not be completed or for any failure on our part to perform any of our obligations under these Terms or those applicable specifically to our facilities if such performance is prevented, hindered or delayed by a Force Majeure Event (defined below) and in such a case, its obligations shall be suspended for so long as the Force Majeure event continues.
  2. You also acknowledge and agree that We are not responsible for the availability of the Platform, nor are We liable for its performance. You explicitly agree that if You suffer any loss or damage on any products or Offerings on the Platform that You purchase from the Platform or by Force Majeure Event, We will not be liable for any such loss or damage. Further, any cancellations, refunds or redemptions, shall be determined as per the applicable policies.

Disclaimers

  1. You understand and acknowledge that purchase of the assets listed on the Platform is speculative in nature and involves a high degree of risk, including the risk of loss of capital, and is not guaranteed.
  2. You further understand that Trend Money shall not be construed as a fundraising platform or a stock exchange recognised by the SEBI under the Securities Contract (Regulation) Act, 1956, or their equivalent.

Communication Consent

By registering on our platform, you expressly consent and agree to receive communications from Us and Our authorized partners, service providers, and affiliates.

  • RCS Messages
  • SMS/Text Messages
  • WhatsApp
  • Email
  • Push Notifications
  • In-app Notifications
  • Or any other communication medium deemed relevant by us from time to time.

Indemnification

You agree to release, defend, indemnify, and hold harmless, Us, the Affiliates, associate companies, directors, officers, employees, consultants, representatives, agents, and partners of the Company and the Affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs or expenses.

Disputes

Any dispute, controversy or claim arising out of or in relation to this Agreement or the breach, termination or invalidity thereof, shall be settled by arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 2019.

Grievance Redressal

Name : Subham Kumar (Grievance Officer)
Email:Grievance@trendmoney.app
Address: Golden-I, Shop No. 442, Block-T3, Plot No. 11, Gautam Buddha Nagar, Gautam Buddha Nagar-201318, Uttar Pradesh.

Contact Details

If You have any questions or concerns with respect to this Terms of Use or the Website or any information contained on thereon, You may contact Us by writing an email to Us at contact@trendmoney.app.